Atos Thought Leadership

Blog posts

Why would a bank ever embrace disruption?

Back in November 2017, I chaired a panel discussion on how FinTechs can get out of the lab and into the business. It involved digital leaders and innovators from big financial institutions and FinTechs talking about how best to integrate the work of one with the other

Voice assistants: change and evolution

The smart assistant market is exploding According to a research by Canalys, smart assistants represent the fastest growing technological category in history, surpassing virtual reality, augmented reality and even "smart" wearables. In 2017 alone, over 33 million household digital assistants were sold, mostly Amazon Echo and Google Home Assistant. In 2018, sales are estimated to exceed 56 million. The role of voice assistants, moreover, is becoming increasingly central within other devices, such…

Fast security compliance through next generation financial messaging

Today’s worldwide backbone of interbank communication is based on SWIFT, a single operator, ensuring the exchange of financial messages worth trillions of Euros between around 11,000 institutions. Five years from now, the way these exchanges are done will look entirely different from how they are managed today. A key driver for change is the spectrum of increasing cyber threats. In response, SWIFT, the industry cooperative that is responsible…

Five steps to a successful transition to digital ticketing in transport

Moving to a digital ticketing transport system is a no-brainer. In this ultra-connected world, it’s what people expect. For the customer (the rider) it is faster, easier, simpler and should be completely effortless (my thoughts are my kids, my next promotion, my customer, not where my ticket is or what train the ticket is valid for). For the operator, if done right, digital…

Bitcoin: How far can the balloon grow before it pops?

Just like fortune telling or reading tea-leaves, there's a bit of faith needed in making wild predictions. One can and should have an opinion, an opinion built on some knowledge of the facts and some personal beliefs. So please don’t read this blog as being any more than my personal opinion based on my knowledge of what’s happening and my experience in the tech industry.…

Being prepared for Black Friday and beyond

Black Friday is perhaps the time of the year that we really take notice of what’s happening in retail. Not just because we all like to find a bargain but also because the performance of key retailers on this day can be a signifier of their overall strength. This year is particularly interesting. In the UK, it has been announced this week that ASOS, the online clothing retailer, has…

Digital transformation in Financial Services will be impossible without cloud

The global financial services market may be well on the road to recovery from the 2008 economic crisis, yet the past few years have seen much turmoil; with regulations, security and increasing competition on the agenda of every financial sector CxO in the industry. We see emerging digital-first fintech players such as Fidor, Tandem and Starling, shaking up the market. To keep pace with these…

Is your voice the new DevOps power tool?

We all know the evolving role of DevOps in an organization, the function removes the barriers, real or artificial, between the IT creative and the IT functionalist to mould this in to zen like harmony. To enable this new tools have come to the fore, to support making this vision a reality. Generally this is in the form of platforms and these platforms seem to be everywhere these…

MWC 2017: Could proximity services be the future for retailers?

Picture the scene. You walk into a high-street store, and see a digital screen in front of you, offering you a 50% discount on your favorite T-shirt brand. Your friend walks up to the screen, and the promotion changes, now displaying a Buy One Get One Free offer on a jumper they were looking for. But this isn’t Minority Report, this type of technology could…

Do you want to pay with your watch?

The huge current sales push regarding wearables such as smart watches, bracelets or rings directly leads to the major question about the related use cases for these new devices. In addition to the more health and wellbeing related use cases such as a fitness tracker, we can see many attempts to use wearables for payments. Here we refer to proximity payments at the point of sales, where we…

Remote fast food orders to tourist info at your fingertips

How retailers are transforming customer experience As we learned in my first post, digital consumers are increasingly demanding m-commerce solutions as they look to their smartphones to transform their shopping experience. To capitalise on this growing trend, retailers must evolve their proposition and understand consumer preferences regardless of which platform or physical outlet they arrive at. Here we look at four key considerations for how…