Banks are investing in more tailored and more appealing products and services for their customers. But has the importance of operational excellence across the business value chain been overlooked?
Operational excellence behind the scenes makes an essential contribution to the quality of customer experience. You cannot have one without the other.
Of course it goes further. Fall behind in the quality of operations, and the costs will soon be seen on the bottom line.
It’s time to ask how to eliminate dependence on all low-value, high-volume manual processes. This isn’t just about liberating staff to do real business – it’s about reducing error and the risks that go with it.
Digital-only banks expect a cost-to-income ratio of below 30 percent – substantially lower than traditional retail banks’ 40 to 60 percent.
Operational Excellence in Banking
Digital technologies make straight-through transaction processing and exception processing more efficient while making account opening and handling more responsive, secure and agile.
There is no questioning the need for operational excellence – so long as the change involved doesn’t itself raise risk and discontinuity. Atos starts with five focus areas.
IT infrastructure transformation
Banking heritage infrastructure takes you way back – there are still 3270 systems chugging away. Atos will bridge your binary past with your digital future.
The digital workplace
As an independently acknowledged leader in workplace design and management, we will give your workforce the tools they need to outperform.
Cloud and datacenter
The datacenter becomes the engine room for digital banking, and cloud the only viable approach – outsource with Atos.
Application management and renewal
Not only do you need to manage complex application landscapes – you need unprecedented agility for new product development.
Trading floor optimization
Boost trader efficiency with this pure and streamlined cloud-based solution.
See how Atos helped a leading banking group adopt an agile new workplace – and save money.
Skilled in all leading technologies, Atos moved Western Union onwards in its digital journey.
Jean-Pierre Le Treut
Global Financial Services Cloud Market Executive