Business technology transformation for banking overdrive


The intelligence, agility and efficiency with which banks leverage customer data now becomes the foundation for differentiation and success – but only if you can translate it into an experience that makes your clients love you.

Atos Now Banking asks how every banking process and every business technology can be exploited to contribute to better customer experience – even taking into account the most arcane back-office processes.

We look at the technology practices which are changing the world at large and ask what they mean for every successful bank: realtime analytics, process robotics, and the rest.

As a partner on this digital journey, Atos will help you make the quality of experience for your customers a point of winning differentiation – while delivering insight like never before.


Machine learning to disrupt 40%
of all banking roles.

Vision for banking – Journey 2022


Make the shift from dilemmas to informed decisions

We have reached a ‘tipping point’ with digital banking. Rapid advances in AI, IoT, quantum computing, and others present huge opportunities. They also create new Digital Dilemmas as society raises questions about the application of technology, data privacy, and new business models.

These inherent tensions intensify as our digital and physical worlds continue to collide. They ask us to consider not only “Could we?”, but also “Should we?”. As machines take on more of the workload, there is a need to re-focus on humans at the heart of decision-making. Journey 2022 is our vision for overcoming these dilemmas. In an on-going series of expert blog articles, we’ll explain this vision as well as three key areas of Digital Dilemmas:

  • Digital meets physical
  • Business models and society
  • Human-centric AI.
Read our latest blogs

We’ll explore both the positives and negatives of emerging tech, the boundaries we need to set and the balance we must strike between growth and ethics.”

The Banking branch in the future

Atos opinion paper on resolving the conflict over the role of the physical bank branch in an increasingly digital world.

It seems like a debate that has been raging for years. Does the bank branch have a future? If it does, what does that future look like? Especially in an increasingly digital world in which app-like convenience dominates our sense of customer satisfaction.

Download the whitepaper

Business model innovation by partnering with FinTechs

With the emergence of FinTechs, banks are facing new competitive pressures. At the same time, FinTechs face challenges with international regulatory compliance, credit issuance and global distribution channels. Our cloud-based FinTech propositions, engagement program and research, offer new ways to meet the industry’s core transformation challenges head-on.

So how are you going to exploit opportunities to survive and thrive in Financial Services? As a leader in integrating FinTech solutions, answering this question is our primary focus. That is why we established the Atos FinTech program with three clear aims:

Atos Networked Banking – become a trusted, secure bank but with the flexibility of a FinTech

Find out about all there is to know about our Program and how you can benefit from it as a bank, or as a Fintech: here

News –

This October 2019, Atos is organizing a ‘Female FinTech’ Competition. FinTechs led by women are invited to join the competition to share their business case and look to become part of our FinTech Program. Find out more: here

Related resources

Insight paper

Quantum Computing in Financial Services

Quantum computing’s application for the financial services sector. Get Atos’ perspective on how to prepare for a quantum computing world.

Look Out 2020+ for Banking

Toward next-generation financial services ecosystems

Which business opportunities and key technologies will shape the future of Banking?

White Paper

Vision for Banking

View Atos’ Vision on becoming a networked bank – Surviving and thriving in Banking – Opinion Piece.

Our experts

Mark Ingleby

Group Sales & Markets COO, Head of Financial Services & Insurance market

Follow or contact Mark:
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Carlos Von Prabucki

Global Financial Services COO, Head of Banking Iberia and South America region, Atos

Follow or contact Carlos:
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Remco Neuteboom

Global Financial Services, Chief Digital Officer

Follow or contact Remco:
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Interested in our solutions for Banking ?