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Business Reinvention in Banking

Banks must set the pace for change in a constantly evolving digital world or risk losing out to competitors

Banking is transforming beyond recognition. Changes in technology have been relentless. New competitors emerge every day – chipping away at the customer base of established players. But it is no longer enough to simply keep pace with change. For banks to succeed they must reinvent business models to anticipate the continually evolving needs of business and personal customers alike.

This business reinvention must also take place in a highly volatile economic and regulatory climate in which traditional assumptions no longer stand. In the new world of bitcoin and digital payments, for example, what is “money”?

Despite the questions, one thing is for sure. A deep understanding of new and powerful digital technologies has become essential for any banking visionary – and only the visionaries will survive and thrive.


Share of prime personal and business accounts in the retail banking market that new digital-only disruptors are expected to take.

Banking Reinvention: Digital Focus

New digital technologies do not just offer incremental improvements. They offer the opportunity for a complete rethink. Perhaps the best starting point in Banking reinvention is, “How do we capitalize on our information assets?”.

Data insights are fundamental to change. They allow you to enhance customer relationships, establish new ecosystems of partnerships, and meet compliance obligations. So understanding the data you have then acting on it quickly is what will keep you ahead.

Atos Banking Look Out 2020+:
What will a typical bank look like in
5 years’ time?

Atos’ Serge Christin (Global Financial Services, Global Head of Strategy and Alliances, Head of Banking France & MEA) and Christoph Bauriedel (Global Financial Services, Head of Banking Europe) address some of the most pressing issues about the future of Banking. So what can banks do to prepare? What impact will partner ecosystems have in the coming years? And how does continual transformation play out for large financial services institutions?

Go to Atos Look Out 2020+ for Banking here.

Related Resources

Look Out Market Views

Look Out for Banking

Toward next-generation financial services ecosystems.
Which business opportunities and key technologies will shape the future of Banking?

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The Loan Factory

Atos and Circeo present the Loans Factory – agile and cost-effective BPO for this essential banking activity.

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Analytics for Advantage

How can analytics to improve both finance and risk management and customer engagement?

Our experts

Kuldip Chiheru

Global Financial Services, Solutions Director

Follow or contact Kuldip:

Linkedin | Twitter | Mail

Christoph Bauriedel

Global Financial Services, Head of Banking Europe

Follow or contact Christoph:

Linkedin | Twitter | Mail

Interested in our Business Reinvention in Banking services?