Business Reinvention in Banking

Banks must set the pace for change in a constantly evolving digital world or risk losing out to competitors

Banking is transforming beyond recognition. Changes in technology have been relentless. New competitors emerge every day – chipping away at the customer base of established players. But it is no longer enough to simply keep pace with change. For banks to succeed they must reinvent business models to anticipate the continually evolving needs of business and personal customers alike.

This business reinvention must also take place in a highly volatile economic and regulatory climate in which traditional assumptions no longer stand. In the new world of bitcoin and digital payments, for example, what is “money”?

Despite the questions, one thing is for sure. A deep understanding of new and powerful digital technologies has become essential for any banking visionary – and only the visionaries will survive and thrive.


Share of prime personal and business accounts in the retail banking market that new digital-only disruptors are expected to take.

Banking Reinvention: Digital Focus

New digital technologies do not just offer incremental improvements. They offer the opportunity for a complete rethink. Perhaps the best starting point in Banking reinvention is, “How do we capitalize on our information assets?”.

Data insights are fundamental to change. They allow you to enhance customer relationships, establish new ecosystems of partnerships, and meet compliance obligations. So understanding the data you have then acting on it quickly is what will keep you ahead.

Thinking together

A day spent with us in one of the Atos Business Technology Innovation Centers is worth a month anywhere else. Take time to think about banking business reinvention in our BTICs which are designed as a practical aid to your business development where we exchange ideas and information transparently and candidly. During your visit we’ll identify opportunities of clear mutual advantage. And before you go home, we’ll share a vision of how we can each create value for the other.

Find out more

Related Resources

Infographic

The Loan Factory

Atos and Circeo present the Loans Factory – agile and cost-effective BPO for this essential banking activity.

Industry Overview

Banking insight

Capturing the right data and correctly targeting clients with the right partners can deliver a fundamental advantage.

Brochure

Analytics for Advantage

How can analytics to improve both finance and risk management and customer engagement?

Our experts

Portrait of expert

Kuldip Chiheru

Head of Global Financial Services Strategy and Business Development

Christoph Bauriedel

Christoph Bauriedel

Global Head of Financial Services Strategy and Solutions Development

Contact Christoph:
Mail

Interested in our Business Reinvention in Banking services?