What if debt could be prevented instead of collected?
Our policy-led payment orchestration proposition helps utilities deliver better outcomes for customers and suppliers.
Atos Intelligent Flexible Payments (AIFP) combines affordability insights, Open Banking data and supplier-defined policy controls to help customers manage bills in a way that reflects their financial circumstances.
By enabling flexible, customer-controlled payment journeys, AIFP helps reduce failed payments, prevent avoidable debt growth and support earlier intervention when financial pressure is emerging. Suppliers retain policy control and operational oversight while offering customers greater flexibility, transparency and choice.
Fill in the registration form to download our brochure, and learn how Atos:
- Helps utilities reduce avoidable debt growth through affordability-aligned payment options
- Enables flexible, customer-controlled payment journeys that adapt to changing financial circumstances
- Combines Open Banking insights with supplier-defined affordability and payment policies
- Supports earlier identification of customers who may need additional help or alternative payment arrangements
- Improves payment outcomes while maintaining supplier governance, auditability and operational control.
How does Atos Intelligent Flexible Payments work?
AIFP helps utilities combine affordability insight, customer choice and policy-based payment controls to improve payment outcomes while reducing avoidable debt growth.
Transform utility payment outcomes with Atos Intelligent Flexible Payments – helping utilities reduce avoidable debt growth, improve customer engagement and deliver flexible, affordability-aligned payment journeys using Open Banking insights and policy-led orchestration.