Our website uses cookies to give you the most optimal experience online by: measuring our audience, understanding how our webpages are viewed and improving consequently the way our website works, providing you with relevant and personalized marketing content.
You have full control over what you want to activate. You can accept the cookies by clicking on the “Accept all cookies” button or customize your choices by selecting the cookies you want to activate. You can also decline all non-necessary cookies by clicking on the “Decline all cookies” button. Please find more information on our use of cookies and how to withdraw at any time your consent on our privacy policy.

Managing your cookies

Our website uses cookies. You have full control over what you want to activate. You can accept the cookies by clicking on the “Accept all cookies” button or customize your choices by selecting the cookies you want to activate. You can also decline all non-necessary cookies by clicking on the “Decline all cookies” button.

Necessary cookies

These are essential for the user navigation and allow to give access to certain functionalities such as secured zones accesses. Without these cookies, it won’t be possible to provide the service.
Matomo on premise

Marketing cookies

These cookies are used to deliver advertisements more relevant for you, limit the number of times you see an advertisement; help measure the effectiveness of the advertising campaign; and understand people’s behavior after they view an advertisement.
Adobe Privacy policy | Marketo Privacy Policy | MRP Privacy Policy | AccountInsight Privacy Policy | Triblio Privacy Policy

Social media cookies

These cookies are used to measure the effectiveness of social media campaigns.
LinkedIn Policy

Our website uses cookies to give you the most optimal experience online by: measuring our audience, understanding how our webpages are viewed and improving consequently the way our website works, providing you with relevant and personalized marketing content. You can also decline all non-necessary cookies by clicking on the “Decline all cookies” button. Please find more information on our use of cookies and how to withdraw at any time your consent on our privacy policy.

Skip to main content

HSM – Hardware Security Module for instant payment

Data protection for banks and financial services

How can you address fraud issues in the era of instant payments?

Instant payments are playing a key role in today’s fast-paced markets. Trade is often slowed by one factor: payment delays. With this new method of payment, a transfer can be made in less than ten seconds — any time, any day of the week.

However, the immediacy of these exchanges raises a problem: if payments can be made in real time, isn’t the same true of fraud?

Follow or
contact us:

Linkedin | Twitter

The challenge

As part of the development of instant payment solutions, banks are facing increasing complexity in fighting fraudulent account-to-account transactions. The speed of transactions requires fully automated anti-fraud measures, with no manual review options.

The solution

Tokenization mechanisms have already been successfully implemented to secure card payment transactions. Primary account number (PAN) tokenization can also protect instant payments.

The account number is replaced by a number (token) specific to the instant payment. Thus, the real account number is no longer exposed to theft and the token can be used without modifying the existing ecosystem, possibly with appropriate control parameters.

In addition

IBAN encryption and decryption features with format preservation have been added to the Crypt2pay hardware security module to provide a means to tokenize the account number.

Why choose our instant payment security solutions?

We are here to help you!

The benefits of tokenization are not limited to the protection of credentials. For more information on what we can do to secure and protect your private data, contact us today!

Contact us

Related resources

Atos cybersecurity Trustway HSM secure transactions

Factsheet: Trustway Crypt2pay

Hardware security module (HSM) for secure transactions

Trustway Crypt2pay is a high-performance encryption device designed to protect transactions carried out with a bank or private card, contact or contactless, and all operations made in card processing centers.

Factsheet: KMC

Key Management Centre (KMC) for secure transactions

The proliferation of applications and HSMs requires the establishment of centralized tools for key management and harmonization of procedures for key management. The Atos KMC solution has been designed to manage keys for banks and large organizations.

Brochure: HSM

Data Security – Choosing the right path through compliance

Compliant, flexible and innovative, our range of hardware security modules bring companies and critical infrastructures the reliability of an innovative and robust architecture in compliance with strict security demands.

Disruption in the payment ecosystem webinar

Webinar

Solving key security challenges of new payment technologies

Fraud, card data security, interoperability… To enable consumers to use new payment technologies, issuers must meet key security challenges. Learn what an HSM can bring to support this evolution.

Other HSM products

Trustway Crypt2pay

Crypt2pay is the specialist HSM (Hardware Security Module) designed to secure withdrawal and payment transactions
Visit product page >

Trustway Proteccio NetHSM

TrustWay Proteccio NetHSM is a hardware security module (HSM) providing software solutions with a high-performance and highly secure environment
Visit product page >

Trustway Proteccio OEM

HSM Trustway Proteccio OEM provides editors and integrators with an open and secure hardware platform for designing certified and scalable cryptographic appliances.
Visit product page >

Interested in the Trustway Crypt2pay payment HSM?