Life and pensions, the critical challenge


Posted on: July 30, 2019 by Chris Darlington

Life and pensions providers now face the challenge of accelerating their response to today’s significant market and technological shifts. We see an exciting future for the supply side of the Life and Pensions industry as ‘Life and Pensions 3.0’. Where 1.0 was focused on lifting and shifting high-volume workloads for immediate cost-benefit without process transformation, 2.0 was about moving to new platforms with only limited transformation. What distinguishes Life and Pensions 3.0 is that it is fundamentally customer centric and digitally enabled. These are the twin drivers for real transformation for product providers, members, trustees and Independent Financial Advisors alike. And Life and Pensions 3.0 has already arrived.

Fully integrated digital operations

To fully realize Life and Pensions 3.0, providers need to achieve fully integrated digital operations to enable pension and investment plan-holders to interact with them easily via their channel of choice. This requires innovative approaches to operational excellence and employee engagement, always with customers at the heart and powered by new, best-of-breed technology platforms. These promises to the industry are delivered today by a clutch of forward-looking UK Life and Pensions companies.

Intelligent processes

Enabling end-customers to transact through their channel of choice increases use of digital self-service methods. In turn, it’s necessary to utilize people’s skills to manage the ‘intelligent’ parts of the process, applying life and pensions domain knowledge.

Our Digital Vision for Life and Pensions sets out expert views of the future for this industry. I hope you find this stimulates your thinking and I look forward to receiving your thoughts.

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About Chris Darlington

Vice President and Head of Financial Services, Atos UK and Ireland
As head of Atos UK&I Financial Services, Chris is responsible for the continued development and growth of the business.He is passionate about helping organisations succeed in today’s continually changing world, leveraging the benefits of digitalisation to create great customer experiences. Chris believes the ability to evolve and transform in the face of changing customer and employee expectations is driving financial services organisations to fundamentally re-consider the way they operate.With experience covering both Public and Private Sectors, Chris has made a significant contribution to the business, securing the largest new sales wins for Atos in 2016 and 2018. This was achieved by creating a clear vision for his business, building long-term relationships and leading teams to achieve remarkable results.

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