“Atos Origin prepaid solution offers customers significant long-term profits”

Frankfurt/Main, 31 January 2007

Atos Worldline, an Atos Origin Company, presents its dual strategy for the development of processing solutions for prepaid cards: offering the settlement of prepaid cards for private customers, for example gift cards, in addition with solution models for prepaid card transactions in the business-to-business sector. Its new solution "Prepaid Recharge System" enables companies from various branches such as banks, to configure the internal transaction processes more simply and cost-effectively, to gain customers' loyalty through service innovations, to reduce payment risks and generate profit.

This solution offers advantages not only for financial institutions and business and transport companies, but also mostly for mobile phone operators and telecommunications service providers such as MVNE/MVNO, ISP, VASP and landline operators, whose today's greatest challenge lies in the migration of customers.

Easier Mobile Top-Up
Customers can top up their mobile prepaid accounts anytime, anywhere, easily and simply. The module uses Web, SMS, WAP, USSD, ATMs, POS terminals, Internet banking portals and home banking solutions channels. Compared with conventional scratch or recharge card processes, it offers much more cost-effective top-up possibilities and at the same time reduces the internal operational costs for the user company.

Improved Client Marketing
The consumption/use behaviour of a telecommunications customer can be assessed online, in real time. Operators can prevent customer migration through strategic direct marketing actions (bonus and discounts in line with customer profiles).

Fraud Reduction
The "Voucher Management" module generates secure voucher codes and simultaneously allows complete status tracking of the voucher or eVoucher, from the secure creation of the coded voucher numbers to their activation and encashment. This saves production, distribution and management costs and reduces fraud.

Cashless payments Authorisation
The solution allows the authorisation and processing of cashless payments. As the first certified payment interface, the "payment gateway" is in line with current safety standards and supports all common bank protocols for direct online payments. Unlike frequently used direct debiting systems, with significant payment risks due to delayed payment validation and revocation risk, direct online payment authorisation enables the account-holding institution to accept liability for the payment and to guarantee it. In this way, the top-up sum can be credited directly to the operator's account.

"Atos Worldline has identified the growing importance of prepaid cards for quite a long time now, and we are active in both the banking & finance and the telecommunications sectors. This new solution enables us to cover the entire added value chain, both in the area of issuing and acquiring and in the corporate and private customer segment," states Erik Munk Koefoed, vice-president of Atos Worldline.

About Atos Origin
Atos Origin is an international information technology services company. Its business is turning client vision into results through the application of consulting, systems integration and managed operations. The company's annual revenues are EUR 5,5 billion and it employs over 47,000 people in 40 countries. Atos Origin is the Worldwide Information Technology Partner for the Olympic Games and has a client base of international blue-chip companies across all sectors. Atos Origin is quoted on the Paris Eurolist Market and trades as Atos Origin, Atos Euronext Market Solutions, Atos Worldline and Atos Consulting.

Atos Worldline, an Atos Origin company
Atos Worldline is a major European player in the processing of large-volume electronic exchanges, specialising in electronic payment services, CRM and e-services (internet, voice and mobile services). With the focus on technological innovation, Atos Worldline implements its solutions in processing or integration mode. On December 7th 2006, Atos Origin announced the acquisition of Banksys and Bank Card Company (BCC), creating a European leader in Payment Services, with combined pro forma 2006 revenues of EUR 630 million and 4,000 employees.

For further information
Anja Müller
Tel:+49 (0) 69 6657-1401
Email: anja.mueller@atosorigin.com