“Atos Origin to Provide Technical Services For New Prepaid Card from French Bank LCL”
Paris/Cartes 2007 Exhibition, 13 November 2007
Atos Worldline, an Atos Origin Company, has won a contract from LCL to design, deploy and operate a platform for the end-to-end management of the French bank's new “Indépendance” reloadable prepaid debit card targeting the 12-18 youth market.
Ubiquitous acceptance for a prepaid card
Based on a technical solution developed by Atos Worldline, the new reloadable prepaid card introduced by LCL can be used at local merchants, for online purchases or for cash withdrawals from ATMs in France and other countries. The prepaid card management platform is designed to guarantee availability, performance and security in line with LCL's exacting standards.
“This groundbreaking project was completed on-time,” said Valérie Siraudin, MOAP epayment and acquiring at LCL. “We selected Atos Worldline as our technical partner on the strength of their recognized experience in managing online customer contact applications, coupled with their ability to efficiently process payment transactions.”
High security plus control over spending
The new prepaid cards can be reloaded with up to €300 by the cardholder's parent or guardian via a Web interface, by intermittent or regular debits, or using a bankcard on the Internet. To prevent over-spending and guarantee a high degree of security, card use systematically triggers a request for authorization. What's more, the cards are fitted with a smart chip and protected by PINs. Three different codes are generated when the cards are issued: a multimedia code for reloading by the parent or guardian, a multimedia code that allows cardholders to check their account, and a PIN for merchant payments and ATM withdrawals.
A reliable, practical solution
To offer a solution that combines reliability, ease of use and security, Atos Worldline leveraged its prepaid card management platform and its multichannel customer interface applications. The Atos Worldline technical services cover the entire cycle, from bank card ordering (choice of packaging and visual) to the transaction monitoring interface for cardholders, as well as the reload interface used by the teenager's parent or guardian.
“We're delighted that LCL chose us to partner them for development of this new bank card solution for the youth market,” said Pascal Dehaussy, Vice President Banking, Finance and Insurance at Atos Worldline. “We packaged and delivered all the benefits of our experience and recognized expertise in processing payment transaction flows and in managing voice and Web-based customer relationship interfaces. By tapping into our pool of existing solutions, we were able to meet the short deadlines set by LCL.”
Atos Worldline participates at this year's international Cartes 2007 event, the World N°1 Exhibition for smart cards and identification, which will take place from 13 to 15 November 2007, at the Paris-Nord Villepinte Exhibition Center.
About Atos Origin
Atos Origin is an international information technology services company. Its business is turning client vision into results through the application of consulting, systems integration and managed operations. The company's annual revenues are EUR 5,4 billion and it employs over 50,000 people in 40 countries. Atos Origin is the Worldwide Information Technology Partner for the Olympic Games and has a client base of international blue-chip companies across all sectors. Atos Origin is quoted on the Paris Eurolist Market and trades as Atos Origin, Atos Euronext Market Solutions, Atos Worldline and Atos Consulting.
Atos Worldline, an Atos Origin company
Atos Worldline is a major European player in the processing of high-volume electronic transactions. It specialises in end-to-end payment services, including issuing, acquiring and developing payment technology solutions; card processing, CRM and eServices (internet, voice and mobile services). With the focus on technological innovation, Atos Worldline implements its solutions in processing or integration mode. The acquisition and integration of Banksys and Bank Card Company in December 2006 into Atos Worldline has created a European leader in Payment Services, with combined pro forma 2006 revenues of EUR 630 million and 4,000 employees.
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