“Atos Origin SMS Services make mobile banking more attractive”

Frankfurt/Main, May 4th, 2005

Atos Worldline, an Atos Origin company, is now offering German financial institutes new mobile banking services for their card holders, thus giving credit card holders global access to their account data. Using SMS (Short Messaging Service) text messages, they can display the current state of their account and an overview of all payment transactions made with credit cards on the screen of their mobile whenever they wish. At the same time, the new services allow financial institutions better control and optimisation of their payment traffic.

Tried and tested in France
In order to enable financial institutions in Germany to send SMS text messages to their card holders quickly and efficiently, Atos Worldline turned to a technical infrastructure that has already been successfully used by the Atos Origin group in France, with banks such as Société Générale and its Messalia banking SMS. With this move, Atos Worldline is taking a leading market position, with over 12 million SMS text messages sent per month.

Transmission using a “Push” or “Pull Service”
Short messages may be sent via push or pull mode. With the push service – according to the initial situation in question (account overdrawn, submission of a new statement on the Internet, etc.) – a corresponding SMS text message is automatically generated and sent to the card holder. In the pull service, the card holder requests information (ex: current account balance), by sending an SMS text message to a corresponding quick-dial number and receives an answer by a SMS text message.

Multiple possibilities for use
In the banking and financial sectors, SMS text messages can be used for queries on bank accounts (account balances, turnover, transactions details, transfers) and also about share prices.

"From the banks' point of view, sending SMS text messages offers numerous advantages. It can further improve customer relationship management and increase the loyalty of bank customers towards their credit institutes. Furthermore, the use of SMS services can be seen as an additional distribution channel for bank information, particularly when used in tandem with online banking," states Erik Munk Koefoed, Atos Worldline's Managing Director in Germany.

About Atos Origin
Atos Origin is an international information technology services company. Its business is turning client vision into results through the application of consulting, systems integration and managed operations. The company's annual revenues are more than EUR 5 billion and it employs over 46,000 people in 40 countries. Atos Origin is the Worldwide Information Technology Partner for the Olympic Games and has a client base of international blue-chip companies across all sectors . Atos Origin is quoted on the Paris Eurolist Market and trades as Atos Origin, AtosEuronext, Atos Worldline and Atos Consulting.

Atos Worldline, an Atos Origin company - Atos Worldline is a major European player in the processing of large-volume electronic exchanges, specialising in electronic payment services, CRM and e-services (internet, voice and mobile services). With the focus on technological innovation, Atos Worldline implements its solutions in processing or integration mode. Atos Worldline has 2500 employees in Europe and has an annual turnover of €400 million.

Press Contacts
Anja Müller (Germany) - +49 696 657-14 01

Emilie Moreau (International) - +33 (0)1 55 91 24 74