“Atos Origin and PLUSCARD enter into strategic cooperation”

Frankfurt/Main, Saarbrücken, January 31, 2005

Atos Worldline, an Atos Origin Company, and PLUSCARD Service-Gesellschaft für Kreditkarten-Processing mbH, Saarbrücken, have signed a co-operation agreement to offer high quality card processing services and expertise to savings banks and banking institutions. Atos Worldline will take over the technical processing of the PLUSCARD credit cards (over 1.4 million) and thus position itself as a technical centre of excellence. Through this strategic alliance, PLUSCARD can concentrate itself on the customer service and the product development within the card business. Within the scope of this agreement, parts of the Atos Worldline customer service business will be outsourced to Saarbrücken.

Strengthening the market position
The two companies will process jointly over three million Visa and MasterCard credit cards from savings banks and regional banks, thus becoming the market leader in this segment in Germany, with a total of almost 9 million credit and payment cards processed. Strategic cooperation – to the benefit of the customer – will lead to greater synergies between service and technical units, reduce costs and ensure both national and international competivity.

“Best practice” - / “best price” offers
A key factor in the decision to cooperate was the two partners' complementarities in terms of business culture, IT strategy and end goals, and also their common agreement to use Atos Worldline modular and user-friendly card management platform SEMPRIS. Technical functionalities available will be further developed and expanded in the future.

“Atos Worldline, their extensive technical competence encourage us to maintain and to enlarge the standard. We will then react even more effectively to new market requirements and thus be able to offer an innovative, flexible and above all, cost-efficient service to savings banks and banking institutions in the future.” explained PLUSCARD's Managing Director Thomas Maas.

Erik Munk Koefoed, Atos Worldline Managing Director, stated: “Atos Worldline and PLUSCARD have already been working together successfully for a number of years. By consolidating our strategic cooperation, we are able to offer customers of both companies and potential market partners attractive services for a successful entrance into the market.” “PLUSCARD's choice of Atos Worldline marks an important step in our successful consolidation in the German processing market and confirms Atos Worldline's partnership strategy”.

About PLUSCARD
Formed in 1996, PLUSCARD Service-Gesellschaft für Kreditkarten-Processing mbH demonstrates a classical example for the outsourcing of services at banking institutions. PLUSCARD delivers to them all services around the credit card and offers tailor-made processing services for VISA and MasterCard. The business activities run from the development of products to the card application services and the 24 hours call centre service for cardholders of the banking institutions till payment claims.
PLUSCARD is characterised as emitter for the credit and processing market by service over the standard and personal support as well as by innovations and beneficial prices.
Since the creation, the company could steadily enlarged its market share in Germany. www.pluscard.de

About Atos Origin
Atos Origin is an international information technology (IT) services company. Its business is turning client vision into results through the application of consulting, systems integration and managed operations. The company's annual revenues are more than EUR 5 billion and it employs 45,000 people in 50 countries. Atos Origin is the Worldwide Information Technology Partner for the Olympic Games and its clients include ABN AMRO, Akzo Nobel, Alstom, BNP Paribas, Ericsson, EDF, Euronext, Fiat, France Telecom, ING, KPN, Philips, Renault, Royal Bank of Scotland, Saudi Aramco, Schlumberger, Shell, Standard Chartered Bank, Telecom Italia, UK Department for Work and Pensions, Unilever, Vivendi Universal and Vodafone.

Atos Origin is quoted on the Paris Euronext Premier Marché and trades as Atos Origin, AtosEuronext, Atos Worldline and Atos Consulting.

Atos Worldline is an Atos Origin company: a leading European provider in IT-related Business Process Outsourcing, dedicated to services and solutions covering the whole process of payment and information flow. With 2,500 staff in France, Germany, Austria and the United Kingdom, Atos Worldline generated an annual revenue of approximately €400 million in 2003, through three core activities: Payment and Card Processing services - CRM services - and Multi Channel Contact (Internet and Voice services).

Press Contacts
Atos Origin:
Anja Müller (Germany)
Tel.: +49 (0 69) 66 57-14 01
Email: anja.mueller@atosorigin.com

Emilie Moreau (international)
Tel : +33 (0)1 55 91 24 74
Email : emilie.moreau@atosorigin.com

PLUSCARD GmbH
Jana Gustmann
Tel: +49 (06 81) 93 76-40 12
Email: jana.gustmann@pluscard.de