“VISA-AUSTRIA strengthens partnership with Atos Origin”
Frankfurt/Main - January 10, 2005
Frankfurt/Main - January 10, 2005 - Atos Worldline, an Atos Origin company, has been selected by VISA-AUSTRIA to upgrade its Pay Authorisation System, implemented by Atos Worldline, to the new chip card standard EMV (Eurocard/MasterCard/VISA). To face this challenge, VISA-AUSTRIA has chosen a proven partner and thus continues to build on a successful partnership with Atos Origin.
Working together with Atos Worldline, VISA-AUSTRIA first produced a detailed specification for their EMV requirements. Recognising this not just as matter of compliance but also as an opportunity, the specification also included some additional features such as “Issuer Scripting”.
The modular architecture of all Atos Worldline products means that the EMV Issuer Full Option has provided full EMV issuer functionality without detriment to the existing system. The Issuer Full Option was integrated into the existing issuer component without the need to upgrade to the existing solution architecture, hardware or system software. So that high availability, scalability, easy maintenance, cost efficiency and upgradeability have all been retained, whilst, at the same time, adding functionality.
Some of the major functions include:
- Online card authentication
- Online issuer authentication
- Issuer script processing (This enables commands to be sent to the chip card during authorization dialogue and card data to be updated without the need to physically issue new cards.)
- Online watcher (This enhances checking and transmitting of EMV relevant data,
including a number of fraud detection checking mechanisms.)
- PIN manager (This enables the card to store data securely so that PIN
verification can take place on the card itself, thus removing the need to a PIN-based transaction online.)
In addition to the actual EMV functionality, a major part of the project was to redesign the user interface (GUI) and over 100 dialogues were migrated to the new technology.
Commenting on the new EMV standard, Erik Munk Koefoed, Managing Director of Atos Worldline, states “At Atos Worldline we see the global adoption of EMV not only as a matter of improving fraud prevention but also as an opportunity for issuers to look towards the future and utilize chip technology to provide a new generation of chip-based applications.”
In 2000, VISA-AUSTRIA selected Atos Origin as its technical partner to integrate a comprehensive authorisation system for the processing of payment transactions and a centralised terminal management system. Its fraud management solution enabled Visa to reduce fraud by 50% during the first year.
With over 31 million acceptance locations and around 1.2 billion cardholders, VISA is currently the largest credit card organisation in the world. In Austria there are already more than 950,000 VISA cardholders and 95,000 acceptors.
About Atos Origin
Atos Origin is an international information technology (IT) services company. Its business is turning client vision into results through the application of consulting, systems integration and managed operations. The company's annual revenues are more than EUR 5 billion and it employs 45,000 people in 50 countries. Atos Origin is the Worldwide Information Technology Partner for the Olympic Games and its clients include ABN AMRO, Akzo Nobel, Alstom, BNP Paribas, Ericsson, EDF, Euronext, Fiat, France Telecom, ING, KPN, Philips, Renault, Royal Bank of Scotland, Saudi Aramco, Schlumberger, Shell, Standard Chartered Bank,Telecom Italia, UK Department for Work and Pensions, Unilever, Vivendi Universal and Vodafone.
Atos Origin is quoted on the Paris Euronext Premier Marché and trades as Atos Origin, AtosEuronext, Atos Worldline and Atos Consulting.
Atos Worldline is an Atos Origin company : a leading European provider in IT-related Business Process Outsourcing, dedicated to services and solutions covering the whole process of payment and information flows. With 2,500 staff in France, Germany, Austria and the United Kingdom, Atos Worldline generated an annual revenue of around €400 millions in 2003, through 3 core activities: Payment and Card Processing services - CRM services - and Multi Channel Contact (Internet and Voice services).
Tel.: +49 (69) 66 57-1401
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