“VÖB-ZVD Bank and Atos Origin implement highly efficient authorisation system”
Frankfurt/Main, 19 July 2005
Atos Worldline, an Atos Origin company, and VÖB-ZVD Bank für Zahlungsverkehrsdienstleistungen GmbH, Bonn, entered into a strategic partnership, in which both companies will progressively build in the coming years a new routing and authorisation platform, with the capacity to serve a large number of customers and also to reliably process the constantly increasing number of card and internet-based payment transactions. To that end, Atos Worldline will implement its new authorisation solution "Worldline Pay" at the VÖB-ZVD-Bank.
By using the "Worldline Pay" solution, VÖB-ZVD, as one of the fourth “Kopfstellen” (central debit card nod and switch for German bank groups) and competence centre for card and internet-based routing and authorisation applications, will achieve a high-performance authorisation platform that can reliably handle all payment transactions. Its previous capabilities will be enhanced by new client-oriented services while taking new security and market standards into account. Moreover, the consolidation of previous applications and systems guarantees an affordable implementation.
A system for diverse needs
"New requirements and the constantly increasing number of transactions in card and internet-based payments require precocious system adaptations. This will enable us to meet the demands of the market and our clients and to handle the future number of transactions”, says Gabriele Cremer-Wichelhaus, Managing Director of the VÖB-ZVD Bank für Zahlungsverkehrsdienstleistungen.
“We are pleased that "Worldline Pay" of Atos Worldline has been selected. By implementing "Worldline Pay", step-by-step we will be providing our partner, the VÖB-ZVD Bank, with an integrated, modular, scalable and customer-oriented authorisation system for debit cards and thus supporting it in improving its market position in the field of card and internet-based authorisation applications", says Willy Heeren, Business Unit Manager Payment Systems Integration, Atos Worldline.
In the first project phase, which will be completed by the end of 2005, employees of both companies will update the functions of the VÖB-ZVD “Kopfstelle” including the GeldKarte recharging centre as well as install the POSEIDON electronic cash network operating system in IBM/AIX 5.3. In further steps the central electronic cash network operating system and the prepaid-online-recharging system (POA, Prepaid-Online-Aufladung) of the recharging centre will be included in the "Worldline Pay" interface and finally new clients will be connected to the system.
Along with the new authorisation platform, new security and market standards like EMV, OPT, Maestro Debit and Visa Debit will be simultaneously introduced. In addition, future requirements, as expected for example with the introduction of a Single European Payments Area (SEPA) can be quickly and affordably updated.
Greater system availability and optimal emergency protection
The simultaneous operation of "Worldline Pay" applications on several computers ensures high system availability; its redundant operation at two locations using common data ensures the best emergency protection. The entire system features scalable design with a defined configuration that can process up to 700 transactions per second.
Effective use of hardware resources
For the implementation, several application and database servers from IBM p5x0, AIX 5.3 are required. In order to effectively use the current hardware resources, micro-partitioning and I/O virtualization have been activated on the application servers. In addition, several system settings for live operation, backup, test, development and inspection have been installed for which an external link will be made via TCP/IP.
About the VÖB-ZVD Bank
The VÖB-ZVD Bank für Zahlungsverkehrsdienstleistungen GmbH is a organisation of the Assocation of German Public Sector Banks (Bundesverband Öffentlicher Banken Deutschlands e.V., -VÖB-). In 2004, it handled around 150 million card and internet-based transactions through its routing and authorization systems for members of the VÖB and as technical service provider also for other credit institutions. For more information, please visit the company's web site at www.voeb-zvd.de
The Association of German Public Sector Banks is one of the main associations in the German banking sector. The VÖB has 62 member, among these the central savings banks/giro institutions (Landesbanken/Girozentralen) and federally and state-owned special credit institutions. With its headquarters in Berlin, the VÖB cooperates with the other banking associations in the Central Credit Committee of the German banking sector (Zentraler Kreditausschuss, ZKA). In 2004, the VÖB-banks obtained a market share of 30 % of the german banking industry in total (EUR 1 954,1 billion). VÖB member banks employ some 91 500 people.
About Atos Origin
Atos Origin is an international information technology services company. Its business is turning client vision into results through the application of consulting, systems integration and managed operations. The company's annual revenues are more than EUR 5 billion and it employs over 46,000 people in 40 countries. Atos Origin is the Worldwide Information Technology Partner for the Olympic Games and has a client base of international blue-chip companies across all sectors. Atos Origin is quoted on the Paris Eurolist Market and trades as Atos Origin, AtosEuronext, Atos Worldline and Atos Consulting.
Atos Worldline, an Atos Origin company - Atos Worldline is a major European player in the processing of large-volume electronic exchanges, specialising in electronic payment services, CRM and e-services (internet, voice and mobile services). With the focus on technological innovation, Atos Worldline implements its solutions in processing or integration mode. Atos Worldline has 2500 employees in Europe and has an annual turnover of €400 million.
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