“Atos Origin new credit card authorisation software”
Frankfurt / Paris - June 9, 2004
“Worldline Pay Acquirer Solution” systems meets the highest demands from customers in terms of flexibility and cost effectiveness
Since mid-March 2004, Atos Worldline, an Atos Origin company, has been authorising Visa and MasterCard credit card payments with a new routing and switching system. "Sira" is an in-house development by Atos Origin and has replaced the previous authorisation system, "UM20". As a standard product, it guarantees cost-effective use for Atos Worldline customers. It is also user-friendly due to its web-based graphical environment. The new system meets all card organisation security requirements associated with the changeover to the EMV standard (MasterCard/Visa) and changes in business and bank infrastructures. The high system flexibility and configurability ensure that, with "Sira", it will be possible to respond rapidly to market changes in the future.
"The reason for the change lay in new infrastructural conditions in credit card organisations with the imminent extensive introduction of the EMV standard and new requirements with the introduction of new electronic marketing channels such as the Internet, laptops, and PDA or handyphone payments. Overall, the processing of credit and customer cards via these different media is a highly sensitive area with increasing security requirements. For this reason, authorisation systems must be reliable. However, the costs and benefits also need to be in line. This is the only way to safeguard investments in the future,“ states Erik Munk Koefoed, Managing Director of Atos Worldline in Germany.
"Sira" belongs to the new generation of Atos Origin solutions. The system is based on the Atos Origin Worldline Pay Acquirer Solution (AS) standard product, Business Unit Payment Systems Integration, and was adapted to Atos Wordline's requirements.
"Sira" operates as an acquirer system essentially with credit card-related transactions on the ATMs of major German credit institutions which are submitted via the NVO interface. The core of "Sira", Wordline Pay AS, enables unified communication between the national head offices of German banks and international credit card organisations. The card data is first of all checked before the transactions are transferred. In addition, Wordline Pay AS is also used by Atos Worldline customer, B+S Card Service, to process Point Of Sale transactions.
Wordline Pay AS is highly flexible. The handling of new payment methods can be configured from an existing pool of functions already in use. For this purpose, the processing steps of a transaction are divided into separate functional components which can be extended or adapted virtually at will. An integrated workflow engine "drives" the central control of the processing sequence, i.e. the system's response to the various data items contained in the transaction. Unlike conventional systems, master data from the database can also induce an action. In this way, Atos Wordline customers can implement their own business strategies and marketing activities in a timely manner without the need for major expenditure.
In addition, the system's up-to-date multi-tier architecture is based on an Oracle relational database and offers a high level of scalability, which makes it possible to upgrade system performance rapidly if required.
About Atos Origin
Atos Origin is an international information technology (IT) services company. Its business is turning client vision into results through the application of consulting, systems integration and managed operations. The company's annual revenues are more than EUR 5 billion and it employs 47,000 people in 50 countries. Atos Origin is the Worldwide Information Technology Partner for the Olympic Games and its clients include ABN AMRO, Akzo Nobel, Alstom, BNP Paribas, BP, Ericsson, EDF, Euronext, Fiat, France Telecom, ICI, ING, KPN, Lucent, Philips, Renault, Royal Bank of Scotland, Saudi Aramco, Schlumberger, Shell, Telecom Italia, UBS, UK Department of Works and Pensions, Unilever, Vivendi Universal and Vodafone
Atos Origin is quoted on the Paris Euronext Premier Marché and trades as Atos Origin, AtosEuronext, Atos Odyssée , Atos KPMG Consulting and Atos Worldline.
Atos Worldline is an Atos Origin company : a leading European provider in IT-related Business Process Outsourcing, dedicated to services and solutions covering the whole process of payment and information flows. With 2,500 staff in France, Germany, Austria and the United Kingdom, Atos Worldline generated an annual revenue of around €400 millions in 2003, through 3 core activities : Payment and Card Processing services - CRM services - and Multi Channel Contact (Internet and Voice services).
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