“Atos Origin Broadens e-Purse Market with Solutions Adapting Moneo Payment System for Use by Web Marketers and Mass Retailers”

Paris, November 21, 2003

Atos Origin has introduced Moneo Multiplexer Server, which adapts France's Moneo electronic purse to the needs of mass retailers and paves the way for its use in e-commerce. The Moneo card is already used by 1,250,000 consumers and accepted by 120,000 merchants nationwide.

The Moneo e-purse leverages the technological performance and other gains of France's e-banking infrastructure and automated ticketing systems. Since its introduction, Moneo cards have been used in 34 million transactions totaling €132 million and been loaded with some €150 million at the 26,000 terminals installed across the country.

Moneo enables consumers to make small-amount purchases in bakeries, quick-service restaurants, newspaper kiosks, tobacco shops, bars, cafes, pharmacies and drugstores, stationery stores, bookstores, flower shops, and quick-checkout lines at supermarkets and superstores.

Payments made via the system require two cards-the customer's Moneo card and the merchant's secure access module (SAM)-both of which are inserted in a terminal that manages the transfer of funds from one account to the other. While the terminal is suitable for small businesses and local payments, mass retailers face the problem of managing a merchant card for each cash register.

Today, Atos Origin has made Moneo easy to use by mass retailers, as well as small businesses
Moneo Multiplexer Server creates a virtual terminal at the moment of payment, linking the customer's Moneo card and a SAM card located on a remote server. This meets the needs of mass retailers by reducing the system's technical and organizational requirements with regard to payment, rebates and collection.

The new solution reaffirms the expertise Atos Origin has developed in recent years in the area of secure transactions and smartcards. With it, just two SAMs (one of which is a backup) can handle processing for more than 100 superstore cash registers, while 200 can consolidate payments from 10,000 terminals.

Moneo for mass retailers
Installing Moneo Multiplexer Server on the retailer's Windows 2000, XP or Linux server requires no special equipment, since it integrates all the tools needed for payments, system administration, and rebate management. Atos Origin also provides cash register system integrators with the capabilities they need to interface with their own terminals.

Moneo on the Web
Moneo Multiplexer Server also enables Web shoppers equipped with a standard card reader to pay for their purchases immediately, using the card to transfer funds from their e-purse to the merchant's account. For merchants, the transfer represents an actual payment and not just an order. For customers, using Moneo means no bank data is transferred via the Internet, and because the card has to be physically inserted, there is no risk of identity theft. For everyone involved, Moneo's security is a source of confidence. Acceptance of Moneo payments on merchant websites can be managed as a service, through Atos Origin's Secure Internet Payment Service, or through the integration of Moneo Multiplex Server on the merchant's server.

"By leveraging its expertise in cards, security and payment media, Atos Origin has enriched the Moneo infrastructure with features and services that create new markets for local and remote payment and strengthen user confidence," says Michel-Paul Bourdin, head of Atos Origin's Security and Electronic Banking unit.

About Atos Origin
Atos Origin is an international information technology services provider. Its business is turning client vision into results through the application of consulting, systems integration and managed operations, including outsourcing and on-line services. In August 2002, Atos Origin acquired KPMG Consulting in the UK and The Netherlands, trading as Atos KPMG Consulting. The company generates annual revenues of EUR 3 billion and employs 28,000 staff in 30 countries. The Group's client list includes major companies such as ABN AMRO, Akzo-Nobel, Alstom, BNP Paribas, British Petroleum, Euronext, Fiat, ICI, ING, KPN, Lucent, Philips, Renault, Royal Bank of Scotland, Saudi Aramco, Shell, UBS Warburg, Unilever, Vivendi Universal, Vodafone and Wolters Kluwer.

On September 22nd, 2003, Atos Origin announced that it has signed an agreement to acquire the IT services activities of SchlumbergerSema from Schlumberger. The agreement, which is expected to be completed no later than January 2004, will create one of the leading global IT services companies, with combined annual revenues in excess of Eur 5 billion.

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