“IOCard Group makes foray into French market and signs major deal with Atos-Origin”

Paris/Luxembourg, June 2001

Latest deal will enable IOCard Group to tap into 15% of the French banking market while working for e-commerce systems integration specialists.

IOCard Group announced today a deal with Atos-Origin. Customer Management Services, a Branch of Atos Origin in France, will be integrating IOCard Group solutions into its payment processing activities.

Atos Origin will be using IOCard's future-proof solutions in the French banking arena. Initially Atos Origin will deploy the IOCard software for processing the card transactions of the Credit Lyonnais' affiliated banks; in addition the software and implementation work done by IOCard Group will enable the card transaction processor to grow its 15% share of the French banking market.

"The deal with Atos Origin is a major breakthrough into the French market for IOCard. We consider France an advanced market where card management is concerned and are happy to show that our future-proof solutions are perfectly tailored for this advanced market. Our solutions integrate anywhere - but I couldn't be happier about having our solutions used by a leading processor like Atos Origin." says Jan Vandekeybus CEO of IOCard Group.

"Our cooperation with IOCard Group gives us the flexibility and functionality to offer enhanced services in France for Atos Origin customers and prospects alike in the area of revolving credit, multi-currency acquiring and cross border acquiring, just to name a few. IOCard understands the banking market while providing solutions for an e-commerce operator. This made our choice easy." Says Christian Huguet, President of Customer Management Services activity of Atos Origin in France.

The IOCard products offer solutions for every type of payment from on-line authorisations and transaction acquiring from different sources like ATM, POS, the Internet and mobile phones through to clearing and settlement with various international payment networks including Europay, MasterCard, Visa, American Express. IOCard solutions are 'future-proof' and in line with EMV standards (EMV-level 1 certificate by Europay/MasterCard).

IOCard provides a modular architecture with IOCard Authoriser for on-line authorisations of transactions, IOCard Acquirer for merchant management and IOCard Issuer for card management. The three solutions can run together in one full solution for a processing centre or they can run separately, depending on the customer's needs. IOCard Mobile has specifically been designed for m-commerce transactions.

About IOCard Group
IOCard Group was formed by the major investors and shareholders of the IOCORE group, a €60 million company with 1000 employees and offices in 9 European countries and Asia and Africa. Being an active company in corporate IT from e-commerce to ERP, a total financial transaction payment system was developed for the Europay and Visa member banks in Luxembourg for their processing centre, CETREL. The IOCard product successfully serves the processing needs of the Luxembourg banks and is now being sold worldwide to financial services organisation and m/e-commerce companies.

About Atos Origin
Atos Origin, one of the leading European IT service companies, is devoted to helping its customers to develop their projects through better use of e-business solutions and new technologies. Currently established in more than 30 countries throughout the world, Atos Origin had a turnover of € 2.8 billion in 2000 with a staff of approximately 27,000 people. The group counts among its customers ABN-Amro, Akzo Nobel, Aramco, BNP Paribas, Cegetel/Vivendi, Crédit Lyonnais, Euronext, FIAT, ICI, Lucent Technologies, Philip Morris, Philips, Shell, Unilever, and Wolters Kluwer.

For further information, please contact :

Jan Vandekeybus , CEO IOCard Group
Phone +32 15 29 44 71
Fax +32 15 29 44 72

Atos Origin Press Contact:
Marie-Tatiana Collombert
+ 33 (1) 49 00 96 33